🧾 What is PF (EPF) Registration?

Employees’ Provident Fund (EPF) is a retirement savings scheme regulated by the Employees’ Provident Fund Organization (EPFO) under the Ministry of Labour and Employment, Government of India.

Under this scheme, both employer and employee contribute 12% of the employee’s monthly basic salary to a provident fund account, ensuring financial security after retirement.

Registration is mandatory for businesses with 20 or more employees, and voluntary for those with fewer.

✅ Benefits of PF Registration

Benefit Description
Social Security for Employees Ensures savings and retirement benefits
Employer Credibility Enhances trust among jobseekers
Mandatory Compliance Avoid penalties and prosecution
Loan & Withdrawal Facility Employees can withdraw during emergencies
Tax Benefits Employer contribution deductible under Income Tax Act

👤 Who Should Register?

  • Any business or organization with 20 or more employees
  • Voluntary registration for those with less than 20 employees
  • Private limited companies, partnerships, NGOs, MSMEs, etc.
  • Educational institutions, hospitals, agencies, factories, etc.

📑 Documents Required

For Employers (Business Entity):

  • PAN of business
  • Certificate of incorporation / registration proof
  • GST registration (if available)
  • Address proof and utility bill
  • Digital Signature (DSC) of director/partner/proprietor
  • Bank details and cancelled cheque

Employee Details:

  • Aadhaar, PAN, and address of employees
  • Salary structure
  • Date of joining
  • Mobile numbers and email IDs

🛠️ Services Included

  • Consultation to check applicability
  • Preparation and submission of PF application
  • Digital Signature registration & linking
  • EPFO Employer portal activation
  • UAN (Universal Account Number) activation support
  • Ongoing return filing support (optional add-on)

📋 PF Registration Process

Step Task Timeline
1️⃣ Document collection & employer verification Day 1
2️⃣ DSC linking and portal filing Day 1–2
3️⃣ PF number and employer login credentials issued Day 3–4
4️⃣ UAN allotment to employees (if opted) Day 4–5

🕐 Total Time: 3–5 Working Days

📌 Monthly Compliance (Post-Registration)

Requirement Timeline
PF Contribution Deposit By 15th of every month
PF Return Filing Monthly & Annual
KYC of employees Mandatory for UAN activation
PF Withdrawal / Transfer Available online through UAN

✅ Contribution Rate:

  • Employer: 12%
  • Employee: 12%

💡 Why Choose SITPakz Solution (SSPL)?

  • 🔐 Digital process—secure & paperless
  • 🧾 Expertise in PF portal navigation
  • 🧑‍💼 Post-registration advisory for returns & KYC
  • 📈 Compliance management for MSMEs & corporates
  • 📍 Local support in Andaman + PAN India service

💬 Frequently Asked Questions (FAQs)

Q. Is PF registration mandatory for startups?
➡️ Yes, if the number of employees is 20 or more.

Q. Can employers opt voluntarily before 20 employees?
➡️ Yes. Voluntary PF registration is permitted with mutual employee consent.

Q. Do I need to file PF returns monthly?
➡️ Yes. Monthly returns must be filed and payment made before the 15th of the following month.

Q. Can employees withdraw from PF?
➡️ Yes. Employees can withdraw for marriage, education, medical emergencies, or retirement.